“The Effect of Locus of Control and Self-Efficacy on the Job Satisfaction of BPJS Kesehatan Banjarmasin Branch Employees”. Hut Publication Business and Management 5, no. 3 (December 23, 2025): 29–36. Accessed January 24, 2026. https://hutpublication.com/index.php/HPBM/article/view/60.